Medical Claim Life Cycle

Claim Life Cycle-1

 

1. Sample workflow when patient does not have insurance

Patients who are not covered by health insurance(do not have any insurance) are considered “self-pay” patients. They or the responsible party they designate are responsible for their bill. Not everyone is covered by health insurance. The ones that aren’t covered are considered self-pay and just like in the old days, these people must pay for their visits themselves.

  1. Patient Calls / Walks to the Physician(or Doctor or Provider) office to fix an appointment.
  2. On the Appointment day, the patient checked In to the office and give all the demographics information(last name, first name, DOB, address, etc).
  3. Doctor check the Patient Previous medical record and does the treatment to the patient for the current problem(or Disease);
  4. Each treatment represents a code and that code is called CPT. It is also called Procedure Codes; So for each patient visit, the doctor choose the correct CPT Code;
  5. Once all the processes are over, the now patient leaves the doctor's room. Now the doctor office to get paid for the service provided to the patient;
  6. Since the patient has health insurance, so patient leaves(checked out) the clinic and ask the clinic to get money from the insurance company;
  7. Now the Billing department of the Clinic prepares the Bill(Claim) by entering all the necessary information. This process is called Charge entry or Charge Posting;
  8. Once the Claim is prepared and since there is no insurance for the patient, so the patient statement is generated and send to the patient for payment; 
  9. The patient Receives the Statement and Payments are made to the doctor's office.